#tgg-017{--tgg-ink:#193f43;--tgg-teal:#086369;--tgg-terra:#ad533a;--tgg-paper:#fff;--tgg-cream:#fff4e7;--tgg-mint:#eef6ef;--tgg-line:#dce7e3;box-sizing:border-box;width:100%;max-width:1180px;margin:0 auto;color:var(--tgg-ink);font-family:Arial,Helvetica,sans-serif;font-size:18px;line-height:1.78;text-align:left;isolation:isolate}
#tgg-017,#tgg-017 *{box-sizing:border-box}
#tgg-017 *{writing-mode:horizontal-tb!important;text-orientation:mixed;word-break:normal;overflow-wrap:normal;text-transform:none;letter-spacing:normal}
#tgg-017 p{margin:0 0 18px;font-weight:400;line-height:1.78}
#tgg-017 h2,#tgg-017 h3{color:var(--tgg-ink);font-weight:700;text-align:left;float:none;clear:none;position:static;max-width:100%;padding:0;border:0;background:none}
#tgg-017 h2{font-family:Georgia,'Times New Roman',serif;line-height:1.18}
#tgg-017 h3{font-family:Arial,Helvetica,sans-serif;font-size:22px;line-height:1.35;margin:30px 0 12px}
#tgg-017 a{color:#086369;text-decoration:underline;text-underline-offset:3px;word-break:normal;overflow-wrap:anywhere}
#tgg-017 a:hover{color:#83412c}
#tgg-017 a:focus-visible,#tgg-017 [tabindex]:focus-visible{outline:3px solid #a84827!important;outline-offset:4px}
#tgg-017 [id]{scroll-margin-top:28px}
#tgg-017 .tgg-hero{position:relative;display:block!important;min-height:600px;margin:0 0 0;border-radius:26px;overflow:hidden;isolation:isolate;background:#0a303b;width:100%;max-width:100%}
#tgg-017 .tgg-hero>img{position:absolute!important;inset:0!important;display:block!important;float:none!important;width:100%!important;height:100%!important;max-width:100%!important;object-fit:cover;object-position:center;z-index:-2}
#tgg-017 .tgg-hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,25,34,.85) 0%,rgba(3,25,34,.72) 49%,rgba(3,25,34,.18) 100%),linear-gradient(0deg,rgba(3,25,34,.75),transparent 75%);z-index:-1}
#tgg-017 .tgg-hero-content{position:relative;width:100%;max-width:950px;padding:58px 50px 42px;z-index:1}
#tgg-017 .tgg-pill{display:inline-block!important;width:auto!important;max-width:100%;font:700 12px/1.4 Arial,Helvetica,sans-serif!important;letter-spacing:.07em;text-transform:uppercase;padding:8px 13px;border-radius:999px;color:#fff;background:#146267;border:1px solid rgba(255,255,255,.3);margin-bottom:24px;white-space:normal}
#tgg-017 .tgg-hero h2{color:#fff!important;font-weight:700!important;font-size:clamp(36px,4.3vw,61px)!important;line-height:1.09!important;margin:0 0 20px!important;max-width:850px;letter-spacing:-.02em;text-shadow:0 2px 15px rgba(0,0,0,.22);display:block!important;float:none!important;grid-column:auto!important;grid-row:auto!important;width:auto!important}
#tgg-017 .tgg-subtitle{font-size:20px;line-height:1.55;color:#f0f4ed;max-width:680px;margin:0 0 24px}
#tgg-017 .tgg-chips{display:flex!important;flex-flow:row wrap!important;gap:9px!important;margin:22px 0 19px;padding:0;width:auto;max-width:100%}
#tgg-017 .tgg-chips span{display:inline-block!important;position:static!important;width:auto!important;min-width:0;float:none!important;color:#fff;background:rgba(8,61,69,.78);border:1px solid rgba(232,248,240,.46);padding:7px 11px;border-radius:999px;font:400 12px/1.45 Arial,Helvetica,sans-serif;white-space:normal}
#tgg-017 .tgg-art-note{font-size:12px;line-height:1.55;color:#e4ece5;margin:20px 0 0;max-width:650px}
#tgg-017 .tgg-byline{display:block;padding:17px 5px 18px;margin:0 0 25px;border-bottom:1px solid var(--tgg-line);color:#4d6461;font-size:14px;line-height:1.6}
#tgg-017 .tgg-opening{display:grid!important;grid-template-columns:minmax(0,1.13fr) minmax(0,.87fr)!important;gap:28px!important;align-items:start!important;margin:30px 0}
#tgg-017 .tgg-opening>*,#tgg-017 .tgg-summary>*,#tgg-017 .tgg-proscons>*{min-width:0;max-width:100%;grid-column:auto!important;grid-row:auto!important;float:none!important;position:relative}
#tgg-017 .tgg-intro{font-size:18px;padding:4px 0}
#tgg-017 .tgg-quick{background:linear-gradient(140deg,#e5f1ed,#f2f7ef);border:1px solid #cfdfd6;border-radius:21px;padding:27px}
#tgg-017 .tgg-quick h2{font-size:31px;margin:0 0 18px}
#tgg-017 .tgg-quick p{font-size:17px;line-height:1.8;margin-bottom:0}
#tgg-017 .tgg-disclosure{display:flex!important;flex-direction:row!important;align-items:center;gap:14px;padding:17px 20px;margin:28px 0;background:#f0f5f4;border-left:4px solid var(--tgg-teal);border-radius:13px;color:#3d5d5f}
#tgg-017 .tgg-disclosure .tgg-info{display:flex!important;flex:0 0 32px!important;align-items:center;justify-content:center;width:32px!important;height:32px;border:1px solid #9ab9b4;border-radius:50%;font:700 17px/1 Georgia,serif}
#tgg-017 .tgg-disclosure p{display:block!important;flex:1 1 auto;min-width:0;width:auto!important;margin:0;font-size:14px;line-height:1.65;white-space:normal!important}
#tgg-017 .tgg-guide{background:linear-gradient(135deg,#fff6ea,#f9e7d6);border:1px solid #ecd4bd;border-radius:23px;padding:28px;margin:30px 0}
#tgg-017 .tgg-guide-heading{display:flex;align-items:center;gap:14px;margin:0 0 21px}
#tgg-017 .tgg-guide h2{font-size:34px;margin:0}
#tgg-017 .tgg-golf-icon{display:block;flex:0 0 32px;width:32px;height:32px;border-radius:50%;background:radial-gradient(circle at 8px 8px,#95b4a4 0 2px,transparent 3px),radial-gradient(circle at 21px 8px,#95b4a4 0 2px,transparent 3px),radial-gradient(circle at 14px 18px,#95b4a4 0 2px,transparent 3px),#fff;border:2px solid #166568;box-shadow:0 4px 0 #cfbda0}
#tgg-017 .tgg-nav-rows{display:block!important;width:100%!important;margin:0!important;padding:0!important;float:none!important}
#tgg-017 .tgg-nav-row{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr))!important;gap:11px!important;align-items:stretch!important;width:100%!important;margin:0 0 11px!important;padding:0!important;position:static!important;float:none!important}
#tgg-017 .tgg-nav-row:last-child{margin-bottom:0!important}
#tgg-017 .tgg-nav-row>a{display:flex!important;flex-direction:row!important;align-items:center!important;justify-content:flex-start!important;gap:10px!important;grid-area:auto!important;grid-column:auto!important;grid-row:auto!important;order:0!important;float:none!important;position:static!important;transform:none!important;width:auto!important;min-width:0!important;max-width:100%!important;margin:0!important;padding:13px 14px!important;min-height:64px;border-radius:13px;border:1px solid #dcc6b4;background:rgba(255,255,255,.82);color:#164e53;text-decoration:none!important;font:600 14px/1.48 Arial,Helvetica,sans-serif;text-align:left!important;white-space:normal!important;word-break:normal!important;overflow-wrap:normal!important;box-shadow:0 2px 6px rgba(77,46,23,.035)}
#tgg-017 .tgg-nav-row>a:hover{background:#fff;border-color:#ac795e;color:#5c3025}
#tgg-017 .tgg-nav-n{flex:0 0 28px!important;display:flex!important;align-items:center!important;justify-content:center!important;width:28px!important;height:28px;border-radius:50%;background:#e3eeea;color:#1f6263;font:700 11px/1 Arial,Helvetica,sans-serif}
#tgg-017 .tgg-nav-text{flex:1 1 0!important;display:block!important;min-width:0!important;width:auto!important;margin:0!important;float:none!important;position:static!important;writing-mode:horizontal-tb!important;white-space:normal!important;word-break:normal!important;overflow-wrap:normal!important}
#tgg-017 .tgg-summary{display:grid!important;grid-template-columns:repeat(4,minmax(0,1fr))!important;gap:15px!important;margin:29px 0 32px;align-items:stretch!important}
#tgg-017 .tgg-summary-card{border:1px solid #d9e6df;border-radius:19px;padding:21px 20px;background:#edf5f1;min-height:188px}
#tgg-017 .tgg-summary-card:nth-child(even){background:#fff3e8;border-color:#ead8c7}
#tgg-017 .tgg-label{display:block;color:#476867;font:700 11px/1.5 Arial,Helvetica,sans-serif;letter-spacing:.075em;text-transform:uppercase;margin-bottom:10px}
#tgg-017 .tgg-summary-card h3{font-size:20px;line-height:1.3;margin:0 0 12px;color:#164d51}
#tgg-017 .tgg-summary-card p{font-size:15px;line-height:1.65;margin:0}
#tgg-017 .tgg-callout{padding:23px 26px;border-radius:17px;background:#fff0e3;border:1px solid #ecd1b9;border-left:5px solid var(--tgg-terra);margin:27px 0 33px}
#tgg-017 .tgg-callout .tgg-label{color:#853e29;font-size:13px;letter-spacing:.03em;margin-bottom:9px}
#tgg-017 .tgg-callout p{font-size:16px;line-height:1.72;margin:0}
#tgg-017 .tgg-related{background:#edf5e9;border:1px solid #d3e2c9;border-radius:22px;padding:26px;margin:30px 0}
#tgg-017 .tgg-related h2{font-size:29px;margin:0 0 18px}
#tgg-017 .tgg-related .tgg-nav-row>a{background:#fff;border-color:#ccddc8}
#tgg-017 .tgg-hub-link{display:inline-block;margin-top:16px;font-size:15px}
#tgg-017 .tgg-section{display:block!important;position:relative;float:none!important;width:100%!important;max-width:100%;margin:32px 0;padding:32px 34px 22px;border:1px solid #e0e8e2;border-left:6px solid var(--tgg-teal);border-radius:23px;background:#fff;box-shadow:0 9px 27px rgba(14,61,58,.045)}
#tgg-017 .tgg-section:nth-of-type(even){border-left-color:var(--tgg-terra)}
#tgg-017 .tgg-section-head{display:flex!important;flex-flow:row nowrap!important;align-items:center!important;justify-content:flex-start!important;gap:17px!important;width:100%!important;max-width:100%!important;float:none!important;position:static!important;margin:0 0 24px!important;padding:0!important;border:0!important;background:none!important;grid-column:1/-1!important}
#tgg-017 .tgg-number{display:flex!important;align-items:center!important;justify-content:center!important;flex:0 0 50px!important;width:50px!important;min-width:50px!important;height:50px!important;margin:0!important;padding:0!important;border-radius:50%;background:#e3f0eb;color:#0f5d60;font:700 19px/1 Arial,Helvetica,sans-serif;text-align:center!important;position:static!important;float:none!important;transform:none!important;white-space:nowrap!important}
#tgg-017 .tgg-section:nth-of-type(even) .tgg-number{background:#f8e9dc;color:#944a33}
#tgg-017 .tgg-section-head h2{display:block!important;flex:1 1 0!important;grid-area:auto!important;grid-column:auto!important;grid-row:auto!important;float:none!important;position:static!important;transform:none!important;min-width:0!important;width:auto!important;max-width:100%!important;margin:0!important;padding:0!important;font-size:33px;line-height:1.22;border:0!important;background:none!important;writing-mode:horizontal-tb!important;white-space:normal!important;word-break:normal!important;overflow-wrap:normal!important}
#tgg-017 .tgg-section-body{width:100%;max-width:960px;margin:0 auto;min-width:0}
#tgg-017 .tgg-section-body>h3:first-child{margin-top:5px}
#tgg-017 .tgg-section-body>.tgg-prose:last-child{margin-bottom:8px}
#tgg-017 .tgg-table-wrap{display:block!important;width:100%!important;max-width:100%!important;overflow-x:auto!important;overscroll-behavior-inline:contain;border:1px solid #cdded7;border-radius:16px;margin:25px 0;background:#fff;-webkit-overflow-scrolling:touch}
#tgg-017 .tgg-table{display:table!important;width:100%!important;min-width:680px!important;max-width:none!important;table-layout:fixed!important;border-collapse:collapse!important;margin:0!important;border:0!important;font-size:15px;line-height:1.65}
#tgg-017 .tgg-table thead{display:table-header-group!important;background:linear-gradient(100deg,#075961,#258277);color:#fff}
#tgg-017 .tgg-table tbody{display:table-row-group!important}
#tgg-017 .tgg-table tr{display:table-row!important}
#tgg-017 .tgg-table th,#tgg-017 .tgg-table td{display:table-cell!important;float:none!important;position:static!important;width:auto!important;min-width:0!important;margin:0!important;padding:17px 19px!important;border:0!important;border-bottom:1px solid #e0e9e4!important;vertical-align:top;text-align:left;white-space:normal!important;word-break:normal!important;overflow-wrap:normal!important;writing-mode:horizontal-tb!important;line-height:1.65!important}
#tgg-017 .tgg-table th{color:#fff!important;font-weight:700!important;background:transparent!important}
#tgg-017 .tgg-table td{font-weight:400!important;color:#23494b;background:#fff}
#tgg-017 .tgg-table tbody tr:nth-child(even) td{background:#f1f7f4}
#tgg-017 .tgg-table.money td:last-child,#tgg-017 .tgg-table.money th:last-child{text-align:right}
#tgg-017 .tgg-table-note{font-size:13px;color:#536d69;margin:-14px 0 22px}
#tgg-017 .tgg-figure{display:block!important;width:100%!important;max-width:100%!important;float:none!important;margin:27px 0 25px!important;padding:0!important;position:static!important}
#tgg-017 .tgg-figure img{display:block!important;width:100%!important;max-width:100%!important;height:auto!important;position:static!important;float:none!important;border:1px solid #dbe4db;border-radius:17px;object-fit:contain}
#tgg-017 figcaption{font-size:14px;line-height:1.65;color:#536b65;margin:10px 3px 0}
#tgg-017 .tgg-proscons{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:19px!important;margin:4px 0 12px}
#tgg-017 .tgg-pros-panel{background:#edf6ed;border:1px solid #d5e4d0;border-radius:17px;padding:23px}
#tgg-017 .tgg-pros-panel:nth-child(even){background:#fff0e7;border-color:#edd7c9}
#tgg-017 .tgg-pros-panel h3{font-size:21px;margin:0 0 15px}
#tgg-017 .tgg-pros-panel p{font-size:16px;line-height:1.8}
#tgg-017 .tgg-faq-item{padding:19px 21px;margin:0 0 15px;border:1px solid #dce7e1;border-radius:15px;background:#f7faf7}
#tgg-017 .tgg-faq-item h3{font-size:20px;line-height:1.4;margin:0 0 12px}
#tgg-017 .tgg-faq-item p{font-size:17px;margin-bottom:0}
#tgg-017 sup{line-height:0;font-size:12px;vertical-align:super;white-space:nowrap}
#tgg-017 sup a{padding:2px;text-decoration:none}
#tgg-017 .tgg-sources{background:#eff5f0;border:1px solid #d5e1d4;border-radius:22px;padding:28px 31px;margin:33px 0 25px}
#tgg-017 .tgg-sources h2{font-size:31px;margin:0 0 18px}
#tgg-017 .tgg-sources p{font-size:15px;line-height:1.75}
#tgg-017 .tgg-sources ol{margin:15px 0 0;padding:0 0 0 24px;display:block}
#tgg-017 .tgg-sources li{display:list-item;margin:0 0 14px;padding:0 0 0 4px;font-size:15px;line-height:1.6;float:none;position:static;width:auto;max-width:100%}
#tgg-017 .tgg-source-title{display:inline;font-weight:600}
#tgg-017 .tgg-source-note{display:block;font-size:13px;color:#506861;margin-top:4px}
#tgg-017 .tgg-image-credit{font-size:13px;line-height:1.7;color:#5a6e69;margin:25px 5px}
#tgg-017 .tgg-author{display:grid!important;grid-template-columns:68px minmax(0,1fr)!important;gap:20px!important;align-items:start;padding:29px;background:#fbefe4;border:1px solid #ecd7c2;border-radius:22px;margin:0 0 35px}
#tgg-017 .tgg-author-mark{display:flex;align-items:center;justify-content:center;width:68px;height:68px;background:#145a5e;color:#fff;border-radius:50%;font:700 25px/1 Georgia,serif}
#tgg-017 .tgg-author h2{font-size:29px;margin:0 0 10px}
#tgg-017 .tgg-author p{font-size:16px;margin:0;line-height:1.75}
@media(max-width:950px){#tgg-017 .tgg-summary{grid-template-columns:repeat(2,minmax(0,1fr))!important}#tgg-017 .tgg-opening{grid-template-columns:1fr!important}#tgg-017 .tgg-hero-content{padding:42px 35px}#tgg-017 .tgg-section{padding:27px 25px 19px}#tgg-017 .tgg-hero{min-height:560px}#tgg-017 .tgg-nav-row>a{font-size:13px;padding:12px!important}#tgg-017 .tgg-guide{padding:23px}}
@media(max-width:640px){#tgg-017{font-size:17px}#tgg-017 .tgg-hero{min-height:0;border-radius:19px}#tgg-017 .tgg-hero-content{padding:31px 24px 30px}#tgg-017 .tgg-hero h2{font-size:35px!important;line-height:1.13!important}#tgg-017 .tgg-hero>img{object-position:65% center;opacity:.79}#tgg-017 .tgg-hero:after{background:linear-gradient(90deg,rgba(3,25,34,.82),rgba(3,25,34,.62)),linear-gradient(0deg,rgba(3,25,34,.85),transparent)}#tgg-017 .tgg-pill{font-size:10px!important;margin-bottom:21px}#tgg-017 .tgg-subtitle{font-size:17px;line-height:1.6}#tgg-017 .tgg-chips{gap:7px!important;margin-top:19px}#tgg-017 .tgg-chips span{font-size:11px;padding:6px 9px}#tgg-017 .tgg-art-note{font-size:11px}#tgg-017 .tgg-byline{font-size:12px;padding:15px 2px}#tgg-017 .tgg-opening{gap:18px!important;margin:22px 0}#tgg-017 .tgg-intro{font-size:17px}#tgg-017 .tgg-quick{padding:22px}#tgg-017 .tgg-quick h2{font-size:29px}#tgg-017 .tgg-disclosure{padding:15px;gap:11px}#tgg-017 .tgg-disclosure p{font-size:13px}#tgg-017 .tgg-guide{padding:21px 17px;border-radius:19px}#tgg-017 .tgg-guide h2{font-size:30px}#tgg-017 .tgg-nav-row{grid-template-columns:minmax(0,1fr)!important;gap:9px!important;margin-bottom:9px!important}#tgg-017 .tgg-nav-row>a{min-height:56px;font-size:14px;padding:12px 14px!important}#tgg-017 .tgg-summary{grid-template-columns:minmax(0,1fr)!important;gap:12px!important}#tgg-017 .tgg-summary-card{min-height:0;padding:21px}#tgg-017 .tgg-summary-card h3{font-size:21px}#tgg-017 .tgg-callout{padding:20px}#tgg-017 .tgg-section{padding:23px 19px 17px;margin:24px 0;border-radius:18px;border-left-width:4px}#tgg-017 .tgg-section-head{gap:12px!important;margin-bottom:22px!important}#tgg-017 .tgg-number{flex-basis:38px!important;width:38px!important;min-width:38px!important;height:38px!important;font-size:15px}#tgg-017 .tgg-section-head h2{font-size:27px;line-height:1.23}#tgg-017 h3{font-size:20px;margin-top:26px}#tgg-017 .tgg-table{font-size:14px}#tgg-017 .tgg-table th,#tgg-017 .tgg-table td{padding:15px 16px!important}#tgg-017 .tgg-proscons{grid-template-columns:1fr!important;gap:14px!important}#tgg-017 .tgg-pros-panel{padding:20px}#tgg-017 .tgg-faq-item{padding:18px 17px}#tgg-017 .tgg-faq-item h3{font-size:19px}#tgg-017 .tgg-faq-item p{font-size:16px}#tgg-017 .tgg-sources{padding:23px 21px}#tgg-017 .tgg-sources h2{font-size:28px}#tgg-017 .tgg-sources li{font-size:14px}#tgg-017 .tgg-author{grid-template-columns:48px minmax(0,1fr)!important;gap:14px!important;padding:23px 19px}#tgg-017 .tgg-author-mark{width:48px;height:48px;font-size:20px}#tgg-017 .tgg-author h2{font-size:25px}#tgg-017 .tgg-author p{font-size:15px}#tgg-017 figcaption{font-size:13px}}
@media(prefers-reduced-motion:reduce){#tgg-017 *,#tgg-017 *:before,#tgg-017 *:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media print{#tgg-017 .tgg-section{box-shadow:none}#tgg-017 .tgg-section-head,#tgg-017 h3{break-after:avoid}#tgg-017 .tgg-figure,#tgg-017 .tgg-table-wrap{break-inside:avoid}#tgg-017 .tgg-table-wrap{overflow:visible!important}#tgg-017 .tgg-table{min-width:0!important}#tgg-017 a{color:inherit}}

#tgg-017 .tgg-table-note{font-size:15px;line-height:1.55;color:#526563;margin:25px 0 10px;}
#tgg-017 .tgg-table tbody th{font-size:16px;font-weight:600!important;line-height:1.55;text-align:left;color:#233c3c!important;background:#fff!important;}
#tgg-017 .tgg-table tbody tr:nth-child(even) th{background:#f1f7f4!important;}

#tgg-017 .tgg-source-title{font-weight:400}
